Privacy Policy

Privacy Policy

Our commitment to your privacy: Five Star has a long-standing policy of protecting the confidentiality and security of information it collects about clients. Five Star will not share non-public personal information about you (“Information”) with third parties without your consent, except for the specific purposes described below. This notice describes the Information Five Star may gather and the circumstances under which Five Star may share it.

Collection of Information: Five Star collects and uses the Information to deliver superior service to you. Five Star gets most Information directly from you when you access and use services offered by Five Star – whether in person, by telephone or electronically. Five Star may verify this information or get additional information, including creditworthiness or credit history, from other financial institutions or service providers with whom you may have authorized to provide such information and/or consumer reporting agencies, verification services or public sources. This Information may relate to your finances, employment, avocations or other personal characteristics, as well as interactions with or through Five Star or others.

Disclosure of Information: Five Star may not disclose Information about you to affiliates or nonaffiliated third parties except as permitted by law or consented to by you. For example, Information may be disclosed:

In connection with Five Star’s administration, operations, products and services;

  • To Five Star attorneys, accountants, auditors, administrators or other service providers;
  • To respond to a subpoena or court order, judicial process or governmental or regulatory inquiry (including regarding money laundering);
  • In connection with a proposed or actual sale, merger, or transfer of all or a portion of Five Star’s business;
  • To protect or defend against fraud, unauthorized or violative transactions (such as money laundering violations), law suits, claims or other liabilities; and
  • To assist in offering Five Star-affiliated products and services to you.

The foregoing may include responses to inquiries for purposes of compliance with anti-money laundering and anti-terrorist due diligence, disclosure or reporting requirements. Except in those specific, limited situations, without your consent, Five Star does not make disclosures of Information to other companies who may want to sell their products or services to you. For example, Five Star does not sell customer lists and will not sell your name to a catalogue company. It is Five Star’s general policy to require all third parties that are to receive any Information to sign strict confidentiality agreements.

To Whom This Policy Applies: This Privacy Policy applies to Five Star’s clients and investors (former, present and future). Protection of Information: Five Star maintains physical, electronic and procedural safeguards that comply with federal standards to protect customer information. Five Star restricts access to the personal and information of clients and investors to those employees who need to know that information in the course of their job responsibilities.

Access to and Correction of Information: If you desire to review any file Five Star may maintain regarding your Information, please contact us. If you notify Five Star that any Information is incorrect, Five Star will review it. If Five Star agrees, Five Star will correct its records. If Five Star does not agree, you may submit a short statement of dispute, which Five Star will include in future disclosures of the disputed Information. Information collected in connection with, or in anticipation of, any claim or legal proceeding will not be made available.

Further Information: Five Star reserves the right to change this Privacy Policy. The examples contained within this Privacy Policy are illustrations and they are not intended to be exclusive. This notice complies with Federal law and SEC regulations regarding privacy. You may have additional rights under other foreign or domestic laws that may apply to you.